Working Capital Financing

Working capital financing is a significant portion of corporate financing.

The course enables your credit team to understand the definitation of Working Capital, how to identify Working Capital requiremnts, differnect methods of Working Capital assessment, different non fund based facitlities available for the same, and different products for Working Capital financing

Benefits:

• Particpants would be able to build up comprehensive knowledge of asessement of Working Capital requirement
• Team capability to designing proper products to meet the requirement of the customer
• Improved, risk mitigated client relationships

Credit Risk

Managing credit risk is one of the most fundamental skills for anybody related to the BFSI sector. This structured course deals with defination of credit risk, component of credit risk, concept of expected loss and unexpected loss, and concept of risk based pricing.

Benefits:

• Understanding credit risk
• Knowledge about  how to quantify credit risk,
• Ability to link of credit risk management and risk based pricing

Workshop on Priority Sector Lending

Priority Sector lending is a mandatory lending to specified sectors as defined by RBI. This workshop deals with understanding the defination of priority sector, understanding the different subsegments of priority sector, Imp of priority sector lending, as well as issues and challenges faced during priority sector lending.

Benefits:

*  Participants would capable of building up concepts associated with priority sector lending *  Knowledge about the techniques and tools related to Priority Sector Lending.

Workshop on Agricultural Credit

Lending to the Agricultural sector in India is often fraught with unique challenges due to various factors.

The workshop on Agricultural Credit deals with importance agriculture credit, segmentation of agriculture credit, and with stratgies for reducing loss associated with agriculture credit.

Benefits:

• Participants would be able to build up skillset required to lend under agricultural  credit without compromising quality of accounts
• Better understanding of the sector and its unique challenges and methodologies to minimize risks.

Trade Finance Solutions

Trade Finance is a large sector for lending. The structured course deals with understanding the importance  of trade finance, export finance, its existing regularity guidelines, assessment, import finance regulatory guidelines assessment, linkage of trade finance with credit assessment process, and coverage on high sea sales and merchanting trades.

Benefits:

• The course will build up comprehensive skillsets on trade finacne in your team
• Inculculate capabilities over the process and assessment of trade finance requirement
• Develop abilities to identify right fit  product for meeting customer needs

Early Warning Signals in Banks

Knowledge of impending trouble with accounts is one of the most important requirements for prompt and pre-emptive action that can mitigate further losses.

This structured course deals with understanding the importance of Early Warning Signals in the present day context, use of big data analytics in building up Early Warning Signals in banks, integrating Early Warning Signals with credit appraisal process, future of Early Warning Signals mechanism of banks, JLF, SDR and other restructuring guidelines and linking the same with the Early Warning Signals.

Benefits:

• Build up comprehensive knowledge on Early Warning Signals
• Identify weakness of an account well before to design proper exit starategy from a potential NPA account
• Mitigate risks in a structured manner.