Security Creation

Online Course

Duration 3 Hours

Objective

In this module participants will learn the process of security creation and the legal angles of the lending process.

Topics covered

  1. Concept of security creation
  2. Types of securities
  3. Different methods of security creation
  4. Process of security creation: Lien, Pledge, Hypothecation and Mortgage (Equitable, Registered)
  5. Dos and Don’ts of Security Creation

Benefits of the course:

After completing this module participants will be able to:

  1. Identify the different  kind of security required for various type of borrower
  2. Evaluate the purpose of Lien, Pledge, Hypothecation and Mortgage
  3. Understand common defects while creating security

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Credit Process

Online Course

Duration  3 hours

Objective

In this moduleparticipants will learn about the entire credit process from sourcing to renewal/exit.

Topics covered

  1. Credit Process – Introduction
  2. Pre Disbursement stages
  3. Post Disbursement stages

Benefits of the course:

After completing this module participants will be able to:

  1. Evaluate the credit process from origination to disbursement
  2. Identify potential credit risk and evaluate it in each step of the credit process
  3. Gather information require to monitor loan portfolio

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Credit Monitoring & NPA Management

Online Course

Duration- 3 hours

Objective

In this moduleparticipants will learn about credit monitoring, early warning signals and NPA management. Participants would be able to build up innovative skill required to improve credit monitoring process and NPA management in the present day context

Topics covered

  1. Stressed Asset – Overview & Background in Indian Banking System
  2. Credit Monitoring tool, Concepts of SMA
  3. EWS – Importance & use in credit monitoring
  4. List & components of EWS
  5. Introduction & criteria to become NPA
  6. Impact on profitability due to NPA

Benefits of the course:

After completing this module participants will be able to:

  1. Use modern techniques to improve the monitoring function
  2. Identify list of common EWS and use it while monitoring
  3. Evaluate impact of profitability due to NPA

 


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