Duration- 4 hours
In this module participants will learn about different non-fund based working capital products, their assessment, application and assessment in the overall working capital finance.
Benefits of the course:
After completing this module participants will be able to:
Pitch right non fund based product to borrower, rather than blindly selling the product
Incisive Corporate Risk/Return analysis is of utmost important aspects of a healthy banking relationship with the client. When your banker understands the banking need of the customer, it will help him to structure the credit facilities put in place risk mitigation measures and help your institution in assessment of credit facilities like term loans, Working Capital limits etc. This is a highly interactive course that enables participants to understand the concepts in depth and apply them rapidly into real life situations.
After completing this course participants will be able to:
Maintaining and healthy and risk managed relationship with large corporates is a complex task. The course imparts skills of using capital market data for debt evaluation purposes. It builds skillsets for complex credit transactions like M&A funding, LBO etc. It will help inculcate skillsets required for underwriting specialized debt financing, requirements of corporates like M&A funding.
When it comes to Risk Management, foreknowledge is a great asset, enabling lenders to take proactive action. The Advance Program on Credit Monitoring will build up skillsets for advance monitoring techniques with the help of data analytics. It will build up team capabilities in using innovative ways of monitoring credits so that early warning signals can be detected.
Participants would be able to detect weakness of borrower accounts so that proper rectification can be carried out and this would prevent slippage of accounts.
SME’s contribute 45% to the country’s GDP and as such cannot be ignored. Yet lending to SME’s require specialized skills that are quite different from the tools used for large corporate lending. The Credit Assessment for Small and Medium enterprise course will develop skillsets in right selection of the borrower, due diligence of the borrower, credit rating of the borrower as well as FSA, Fund based and Non Fund Based WC assessment.
The structured course deals with definition and identification of credit risk, component of credit risk, credit risk assessment and measurement, credit rating mechanism, concept of credit risks management through credit appraisal process.